California Privacy Notice (CCPA)
Introduction and Scope
If you are a resident of California, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, "CCPA"), gives you specific rights regarding the personal information that Fundnovalto collects about you. This notice explains those rights in plain language and tells you how to exercise them. It applies in addition to the protections set out in our general Privacy Policy.
Categories of Personal Information Collected
In the past twelve (12) months Fundnovalto may have collected the following categories of personal information from or about California consumers: identifiers (such as IP address and email address when you subscribe); internet or network activity (browsing history on the site, referring URL, time of request); geolocation data at the coarse-grained, city-level resolution derived from IP; commercial information (which newsletters you have subscribed to); inferences drawn from this information (such as aggregated content preferences); and audio or visual information only if you voluntarily submit it (for example, a photo attached to a tip you send through our Contact form).
Sources of Personal Information
We obtain the personal information described above directly from you (when you fill in a form or interact with the site), automatically from your device (when your browser requests pages and sends standard HTTP headers), and from a limited set of service providers that operate Fundnovalto on our behalf (such as our hosting provider, edge security provider, and email-delivery vendor). We do not buy personal information from data brokers.
Business and Commercial Purposes
Fundnovalto processes personal information for clearly defined business purposes: delivering the content you request; sending newsletter editions you have explicitly opted into; replying to messages submitted through our Contact and other forms; producing aggregated reports of site usage for editorial and advertising operations; securing the service against fraud and abuse; and complying with our legal and regulatory obligations under California and other applicable laws.
Disclosure to Service Providers and Third Parties
Fundnovalto discloses personal information only to a short list of service providers that act on our behalf and only for the business purposes outlined in this notice. These vendors are bound by contract to use the information solely for the contracted service and to delete it when their engagement ends or when it is no longer required to provide the service. We do not disclose personal information to any third party for that party's own marketing or commercial purposes.
Sale and Sharing of Personal Information
In compliance with the CCPA, Fundnovalto confirms that it has not sold or shared the personal information of California consumers (including consumers known to be under 16 years of age) in the past 12 months and does not intend to do so. "Sale" and "sharing" are interpreted as defined by the CCPA; sharing data with operational service providers under contract does not constitute a sale or sharing in that sense.
Sensitive Personal Information
We do not collect or process sensitive personal information as defined by the CCPA for the purpose of inferring characteristics about you. To the extent any sensitive personal information is incidentally collected (for example, if you voluntarily disclose it in a message), we use that information only for the business purpose for which it was provided and not for any additional uses requiring further consent under the CCPA.
Your California Privacy Rights
Under the CCPA, California consumers have the following rights: (1) the right to know what personal information we have collected about you, including the categories of information, the sources, the purposes, and the categories of third parties to which we disclose it; (2) the right to access the specific pieces of personal information we hold; (3) the right to correct inaccurate personal information; (4) the right to request deletion of personal information; (5) the right to opt out of any sale or sharing of personal information (we do not sell or share, but the right exists); (6) the right to limit the use of sensitive personal information; and (7) the right to non-discrimination for exercising any of these rights.
How to Exercise Your Rights
Requests to exercise CCPA rights should be sent to Fundnovalto via the Contact form or the email address listed on the Contact page. Because we hold only a limited amount of personal information about each consumer, verification is usually straightforward (we typically confirm access to a registered email). We aim to acknowledge requests within ten days and to substantively respond within the 45-day statutory deadline; a single 45-day extension is available when reasonably necessary and we will tell you if we need to use it.
An authorized agent (such as a privacy-rights service or an attorney) may submit a CCPA request on behalf of a California consumer. Fundnovalto will require written authorization from the consumer or a valid power of attorney, and may contact the consumer directly to confirm the request and verify identity. We may decline requests that do not meet the CCPA's authorization and verification requirements.
Consumers Under 16 Years of Age
We do not knowingly collect, sell, or share personal information about California consumers under 16 years of age. Our service is directed to adults. Should we ever change this practice (which we do not anticipate), we would do so only with the express opt-in consent required by the CCPA for consumers aged 13 to 15, or with parental opt-in consent for children under 13. Parents who suspect their child's data has been submitted can contact us for prompt deletion.
Right to Non-Discrimination
Exercising your rights under the CCPA will not result in any adverse treatment by Fundnovalto. We will not deny you the service, charge a different price, reduce the quality of the service, or otherwise penalize you for submitting a verifiable consumer request. The free editorial content we publish is available on the same terms to all visitors regardless of whether or how they exercise their CCPA rights.
Retention of Personal Information
Personal information collected from California consumers is kept by Fundnovalto only for the period necessary for the purposes described in this notice plus any legally mandated retention period. Concretely: newsletter email addresses are retained for the life of the subscription; contact-form submissions are retained up to 24 months; server logs are kept up to 90 days; non-identifying aggregate analytics may be retained indefinitely.
Changes to This Notice and How to Reach Us
This California Privacy Notice may be updated periodically. The version on this page is always the current version, and the "Last updated" date shows when it took effect. To exercise any CCPA right or to ask a question about this notice, contact Fundnovalto through the Contact form linked in the footer of every page — that form routes directly to the editor responsible for privacy correspondence.